ManulifeMONEY+ Visa Infinite Card
on Manulife Bank's website
Pros & Cons
Pros
- +First Year Annual Fee Rebate ($139 annual fee rebated)
- +Welcome Bonus: $200
- +Purchase protection included
Cons
- –Foreign Transaction Fee (2.5%)
- –No airport lounge access despite fee
Our Review
This Manulife Bank Visa Infinite* card earns Manulife Better Rewards™, weighted toward health and wellness spending. The minimum annual income required is $60,000 personal or $100,000 household.
You earn 2% in rewards on health and wellness (drugstores, dental, physio, gyms, sporting goods), 1.5% on travel, dining and entertainment, and 1% on all your other purchases. The 2% and 1.5% categories are each capped at $25,000 of spending per calendar year.
The annual fee is $139, waived for the first year. Each additional card costs $50, and that fee applies from the first year.
The annual interest rate is 21.99% on purchases and 22.99% on cash advances and balance transfers.
Rewards
All Spending
1x
Cash Back pts per dollar
Pharmacy
2x
Restaurants
1.5x
Travel
1.5x
Entertainment
1.5x
Credit Card Rewards Calculator
See how much you could earn with this card based on your spending.
Cashback earned
$339
$/yr
Estimated Value
$339
After Fees
+$339
1st Year Value
$539
incl. welcome bonus
Annual rewards breakdown
First-year advantages
- $139
Travel Insurance
Travel medical (under 55)
Included
Travel medical (55-64)
Included
Trip Interruption
Included
Delayed Baggage
Included
Lost Baggage
Included
Flight Delay
Included
Travel Accident
Included
Purchase Protection
Purchase Protection
Included
Extended Warranty
+1 year(s)
Auto Rental
Included
Fees and interest rates
- Annual Fee$139
First Year Annual Fee Rebate
- Additional card fee$50
- Foreign currency conversion fee2.5%
- Purchase Rate21.99%
- Balance transfer rate22.99%
- Cash advance rate22.99%
- Balance Transfer Promo1.99%
Intro period: 6 · Fee: 3%
Eligibility
Personal Income
$60,000
Household Income
$100,000
Terms & Conditions
Card Features
- 10% in rewards on your first $2,000 of eligible purchases, over the first 3 statements (up to $200)†
- First year annual fee rebate (a $139 value)†
- 1.99% introductory rate on balance transfers for 6 months (3% transfer fee)†
- 2% in rewards on health and wellness
- 1.5% on travel, dining and entertainment
- 1% on all other eligible purchases
Legal
† You will earn 10% rewards on the first $2,000 in net eligible purchases posted to your account beginning on your account opening date and ending three statements after that date. Standard rewards rates apply once you reach the $2,000 promotional spending limit or after the three-statement offer period, whichever comes first. The $139 annual fee is waived in the first year only, based on your account opening date; the $50 annual fee for each additional user still applies. The promotional 1.99% rate applies to balance transfers made within 90 days of your account opening date and remains in effect for 180 days (6 months) from the transfer date; a fee of 3% of the transferred amount is charged to your account. The 2% and 1.5% rewards categories are each capped at $25,000 of spending per calendar year. Rates, fees and conditions in effect as of August 4, 2026, subject to change.
Related Cards
Conditions apply. All information is believed accurate but not guaranteed. Card details, rewards, and offers are subject to change at any time. Always verify the latest terms on the issuer’s website before applying. Tori Points may receive compensation through affiliate links. This does not affect our editorial choices or card rankings. © 2026 Manulife Bank. All trademarks are property of their respective owners.