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Pros & Cons

Pros

  • +No annual fee

Cons

  • Foreign Transaction Fee (2.5%)
  • No purchase protection

Our Review

The Rogers Red Mastercard is one of the best no-annual-fee credit cards in Canada, especially for Rogers, Fido, Comwave, or Shaw customers.

With the Rogers Red Mastercard, and by having at least one eligible service with Rogers, Fido, Comwave, or Shaw, you can earn 2% cash back on all your eligible purchases.

Additionally, you get a 1.5x redemption bonus every time you redeem for eligible Rogers, Fido, Comwave or Shaw purchases, which represents up to 3% cash back value.

Furthermore, as a Rogers Red Mastercard holder, you will get access to Roam Like Home for 5 days free, every year, for eligible Rogers mobile plans.

If you are not a Rogers, Fido, Comwave, or Shaw customer, you will earn 1% cash back on eligible non-U.S. dollar purchases.

Rewards

All Spending

1x

Cash Back pts per dollar

Credit Card Rewards Calculator

See how much you could earn with this card based on your spending.

Groceries1.00%
$700/month
Gas & EV1.00%
$200/month
Transit1.00%
$100/month
Restaurants1.00%
$300/month
Pharmacy1.00%
$50/month
Travel1.00%
$150/month
Bills & recurring payments1.00%
$250/month
Telecom1.00%
$150/month
Entertainment & streaming1.00%
$100/month
Office supplies1.00%
$0/month
All other spending1.00%
$500/month

Cashback earned

$300

$/yr

Estimated Value

$300

After Fees

+$300

1st Year Value

$300

incl. welcome bonus

Annual rewards breakdown

Groceries$8,400/yr × 1.00%$84
Gas & EV$2,400/yr × 1.00%$24
Transit$1,200/yr × 1.00%$12
Restaurants$3,600/yr × 1.00%$36
Pharmacy$600/yr × 1.00%$6
Travel$1,800/yr × 1.00%$18
Bills & recurring payments$3,000/yr × 1.00%$30
Telecom$1,800/yr × 1.00%$18
Entertainment & streaming$1,200/yr × 1.00%$12
All other spending$6,000/yr × 1.00%$60
Total annual spend$30,000
Monthly spend$2,500
Average earn rate on spend per year1.00%
Total cashback earned$300

Fees and interest rates

  • Annual Fee
    $0
  • Additional card fee
    $0
  • Foreign currency conversion fee
    2.5%
  • Purchase Rate
    21.99%
  • Balance transfer rate
    22.99%
  • Cash advance rate
    22.99%

Terms & Conditions

Card Features

  • Earn 2% cash back on all eligible purchases if you have 1 qualifying service with Rogers, Fido, Shaw or Comwave. Otherwise, earn 1% cash back on eligible non-U.S. dollar purchases.
  • Plus get 1.5x redemption bonus on eligible Rogers, Fido, Shaw or Comwave purchases.
  • That’s up to 3% cash back value. Exclusively with Rogers.
  • Get 5 Roam Like Home days at no cost, every year, with an eligible Rogers mobile plan.
  • Save on eligible Rogers or Fido services with Auto-Pay payments with your Rogers Bank credit card.
  • No annual fee.

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Conditions apply. All information is believed accurate but not guaranteed. Card details, rewards, and offers are subject to change at any time. Always verify the latest terms on the issuer’s website before applying. Tori Points may receive compensation through affiliate links. This does not affect our editorial choices or card rankings. © 2026 Rogers Bank. All trademarks are property of their respective owners.