Pros & Cons
Pros
- +Fee waived with $3,000 minimum balance
- +Unlimited Interac e-Transfers
- +E-statements available
Cons
- –Limited transactions
Current Promotion
The Scotiabank Basic Plus Bank Account has the following key features:
- 25 free debit transactions per month
- Free Interac e-Transfer† transactions
- Send money worldwide for $1.99 with Scotiabank’s International Money Transfer service
- Earn points on everyday purchases with the Scene+™ program
- Fuel up and save at Shell°
Account Features
- E-StatementIncluded
- Unlimited TransactionsNot included
- Unlimited Interac e-TransfersIncluded
- Transactions included / mo.25
- NSF Fee$10
Terms and conditions
The Scotiabank Basic Plus Bank Account has the following key features:
- 25 free debit transactions per month
- Free Interac e-Transfer† transactions
- Send money worldwide for $1.99 with Scotiabank’s International Money Transfer service
- Earn points on everyday purchases with the Scene+™ program
- Fuel up and save at Shell°
The Scotiabank Basic Plus Bank Account has an $11.95 monthly fee.
However, it could be FREE ($0 per month) by maintaining a minimum daily closing balance of $3,000 in your Basic Plus Bank Account.
Related Accounts
*Conditions apply.
† Interac e-Transfer is a registered trademark of Interac Corp. Used under license.
° Instant 3 cents per Litre Discount on Fuel Purchases (All Grades): Receive an instant 3 cents per litre discount on purchases of fuel (all grades) at participating Shell locations in Canada when you use any eligible Scotiabank debit card or credit card linked to a Shell Go+ Account, up to a maximum of 1,000 litres per month per Scotiabank debit card and per Scotiabank credit card account. This total limit resets at the start of each new month per payment card account. This discount is subject to the Scotiabank Fuel Benefit Terms and Conditions.
Conditions apply. All information is believed accurate but not guaranteed. Account details, rates, and offers are subject to change at any time. Always verify the latest terms on the institution's website. Tori Points may receive compensation through affiliate links. This does not affect our editorial choices or rankings. © 2026 Scotiabank. All trademarks are property of their respective owners.