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Pros & Cons

Pros

  • +No monthly fee
  • +Competitive interest rate (4.12%)
  • +E-statements available

Cons

Current Promotion

Haventree Bank offers fixed-rate Guaranteed Investment Certificates (GICs) to grow your savings with confidence.

Highlights of the Haventree Bank GIC:

  • Guaranteed returns: your rate is locked in for your full term
  • No market exposure: your principal is guaranteed
  • Flexible terms from 1 month to 5 years to match your goals
  • Rates up to 4.12% on a 5-year term
  • Deposits protected by CDIC up to applicable limits

A great fit for goals like a home purchase, retirement, or future expenses.

Account Features

  • E-StatementIncluded

Special Offer

Guaranteed interest rates up to 4.12%, with terms from 1 month to 5 years.

Terms and conditions

Terms & rates as of August 7, 2026*

  • 1 month: 0.20%
  • 2 months: 0.25%
  • 3 months: 2.50%
  • 6 months: 2.70%
  • 9 months: 2.85%
  • 1 year: 3.47%
  • 2 years: 4.00%
  • 3 years: 4.05%
  • 4 years: 4.07%
  • 5 years: 4.12%

Minimum deposit of $100. Haventree Bank is a Schedule 1 bank and deposits are protected by CDIC.

Related Accounts

*Interest calculated on a 365 day year and compounds annually and/or paid annually based on option selected. GICs are non redeemable prior to maturity. Rates subject to change without notice.

Conditions apply. All information is believed accurate but not guaranteed. Account details, rates, and offers are subject to change at any time. Always verify the latest terms on the institution's website. Tori Points may receive compensation through affiliate links. This does not affect our editorial choices or rankings. © 2026 Haventree Bank. All trademarks are property of their respective owners.