Pros & Cons
Pros
- +Welcome Bonus: 45,000 points
- +Up to 3x on Telecom
- +Airport lounge access
Cons
- –High annual fee ($175/yr)
- –Foreign Transaction Fee (2.5%)
Our Review
The WestJet RBC® World Elite Mastercard for Business‡® is an excellent card for entrepreneurs and small business owners who want to earn WestJet points on their business spending and reduce the cost of their travel.
With a welcome bonus of up to 45,000 WestJet points, this card offers strong value from the first year. WestJet points can be used to reduce the cost of WestJet flights or WestJet Vacations packages, which can represent several hundred dollars in savings.
The card also offers a favourable earn rate in certain business spending categories, including 3 WestJet points per dollar on telecommunications services, electronic devices, and shipping services, as well as 1.5 WestJet points per dollar on all other purchases.
Cardholders also enjoy several benefits when travelling with WestJet, including WestJet Silver status in the first year, priority boarding, and the first checked bag free for the cardholder and up to eight people travelling on the same reservation.
With its high welcome bonus and travel benefits, the WestJet RBC® World Elite Mastercard for Business is an attractive option for entrepreneurs who want to earn WestJet points and reduce their travel expenses.
Rewards
All Spending
1.5x
WestJet Rewards pts per dollar
Telecom
3x
Credit Card Rewards Calculator
See how much you could earn with this card based on your spending.
Points Earned
47,700
WestJet Rewards/yr
Estimated Value
$477
After Fees
+$302
1st Year Value
$752
incl. welcome bonus
Annual rewards breakdown
- Earn 45,000 WestJet Rewards
Travel Insurance
Travel medical (under 55)
Included
Travel medical (55-64)
Included
Travel medical (65+)
Included
Trip Cancellation
Up to $1,500
Trip Interruption
Included
Lost Baggage
Included
Flight Delay
Included
Hotel Burglary
Included
Purchase Protection
Purchase Protection
Included
Extended Warranty
Included
Mobile Device
Included
Auto Rental
Included
Fees and interest rates
- Annual Fee$175
- Additional card fee$75
- Foreign currency conversion fee2.5%
- Purchase Rate19.99%
- Balance transfer rate22.99%Quebec21.99%
- Cash advance rate22.99%
Perks & Benefits
Airport Lounge
0 visits/year
Priority Boarding
Included
Priority check-in
Included
Wi-Fi access
Included
Accepted at Costco
Included
Eligibility
Personal Income
$80,000
Household Income
$150,000
Terms & Conditions
Card Features
Get 35,000 welcome WestJet points after first purchase – $350 in WestJet travel savings*
Fastest Way to Earn WestJet Points
- Earn up to 6 WestJet points for every $1 spent on WestJet flights1
- Earn 3 WestJet points for every $1 spent on a WestJet Vacations1 or Sunwing Vacations package1
- Earn 3 WestJet points for every $1 spent on telecommunications, shipping and electronics purchases or services2
- Earn 1.5 WestJet points for every $1 spent on all other purchases1
- Instant Silver Status3
- Only Canadian credit card that instantly provides top-tier status in the first year3
- Benefits: Lounge passes, priority check-in & boarding, 2 free checked bags for you and up to 8 additional guest travelling on the same reservation3
Combine WestJet Points
- Points earned on your business credit card will be automatically added to your personal WestJet Rewards account– no transfers required4
- All WestJet points earned by secondary cardholders are automatically added to your WestJet Rewards account4.
Redeem WestJet Points
- Redeem your WestJet points towards travel with WestJet and partner airlines, WestJet Vacations and Sunwing Vacations5
- Redeem points to save on seat selection, checked baggage fees, and cabin upgrades5
- Redeem your points for gift cards and merchandise from your favourite brands at the new WestJet Rewards eStore5
Enjoy airport lounges worldwide
- Your WestJet RBC World Elite Mastercard for Business entitles you to membership in the Mastercard Travel Pass Program provided by DragonPass.10
- This program offers access to more than 1,300 airport lounges globally, plus valuable airport dining and spa offers. Download the Mastercard Travel Pass app and register at mastercardtravelpass.dragonpass.com10
Legal
® / ™ Trademark(s) of Royal Bank of Canada. RBC and Royal Bank are registered trademarks of Royal Bank of Canada.
‡ All other trademarks are the property of their respective owner(s).
* To take advantage of this offer and receive 35,000 WestJet welcome bonus points upon your first purchase (“WestJet welcome bonus points”), your application must be approved by Royal Bank of Canada (“Royal Bank”). WestJet welcome bonus points will appear in your WestJet Rewards account, accessible at westjet.com/account, approximately 90 days after the date of your first purchase, provided your WestJet RBC® World Elite Mastercard for Business credit card account (“credit card account”) is open and in good standing at that time. “In good standing” means the account is not more than two (2) consecutive statement periods delinquent, closed, or charged off, and credit has not been revoked. Only the primary business credit card account holder is eligible for WestJet welcome bonus points; co-applicants are not eligible. To receive the WestJet welcome bonus points, the primary business cardholder must make at least one (1) purchase. Any purchase made by a secondary business cardholder does not count as a “first purchase.” If you close your credit card account, including to replace it with another type of RBC Royal Bank credit card, before the WestJet welcome bonus points have been credited to your WestJet Rewards account, you may not receive them. This offer cannot be combined with any other offer. Royal Bank and WestJet reserve the right to modify, cancel, or revoke this offer at any time without notice, even if your application has been approved, including if we have reason to believe you are manipulating or abusing the process, or engaging in suspicious or fraudulent activity, as determined by Royal Bank in its sole discretion.
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Conditions apply. All information is believed accurate but not guaranteed. Card details, rewards, and offers are subject to change at any time. Always verify the latest terms on the issuer’s website before applying. Tori Points may receive compensation through affiliate links. This does not affect our editorial choices or card rankings. © 2026 RBC. All trademarks are property of their respective owners.