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Pros & Cons

Pros

  • +Fee waived with $5,000 minimum balance
  • +Unlimited transactions
  • +Unlimited Interac e-Transfers

Cons

  • Monthly fee of $30.95

Current Promotion

Discover the TD All-Inclusive Banking Plan, ideal for those looking for an account with premium benefits.

Enjoy unlimited transactions and no ATM fees anywhere in Canada and abroad. Benefit from an annual rebate on selected TD credit cards and free Interac e-Transfers. Plus, get a small safety deposit box and receive free TD Fraud Alerts. Maintain a balance of $5,000 to avoid the monthly fees of $30.95.

Ends Oct 1, 2026

Account Features

  • E-StatementIncluded
  • Unlimited TransactionsIncluded
  • Unlimited Interac e-TransfersIncluded
  • NSF Fee$4

Special Offer

Get up to $750 in total value: $500 cash when you open a TD All-Inclusive Banking Plan (by completing 2 of 3 eligible activities before December 2, 2026), plus up to $250 more by adding an eligible TD savings account and credit card. Offer valid until October 1, 2026. Conditions apply.

Ends Oct 1, 2026

Terms and conditions

  • Unlimited operations
  • Monthly fees of $30.95, waived with a balance of $5,000
  • No TD or non-TD ATM fees in Canada or abroad
  • Annual rebate on certain TD credit cards
  • Free Interac transfers
  • Small safety box included
  • Free TD Fraud Alerts
  • 50% more Stars at Starbucks

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*Conditions apply.

Conditions apply. All information is believed accurate but not guaranteed. Account details, rates, and offers are subject to change at any time. Always verify the latest terms on the institution's website. Tori Points may receive compensation through affiliate links. This does not affect our editorial choices or rankings. © 2026 TD. All trademarks are property of their respective owners.