Monthly Fee
$29/mo
Fee Waiver: $6,000 · $0 with a balance of $6,000 or more
Promo Rate
—
Regular Rate
—
1st Year Value
—
Pros & Cons
Pros
- +Fee waived with $6,000 minimum balance
- +Unlimited transactions
- +Unlimited Interac e-Transfers
Cons
- –Monthly fee of $28.95
Current Promotion
With the NBC The Total Chequing Account, you get:
- Unlimited access to electronic transactions and in-branch
- Access to THE EXCHANGE network ATMs without additional fees
- 100 personalized cheques per year
- Foreign currency drafts
- Canadian dollar drafts included
- Advantageous online brokerage rates
- Digital cheque deposit
- Unlimited free Interac transfers
- Cashback of up to $150.00 on the annual fees for a National Bank Mastercard credit card, at enrolment
The monthly fees for the NBC The Total Chequing Account vary depending on your age:
| Age | Monthly Fees |
| 0 to 17 years old | $18 |
| 18 to 24 years old | $13 |
| 25 to 59 years old | $28.95 |
| 60+ years old | $23.95 |
Our tip: if you maintain a balance of $6,000 or more in your NBC The Total Chequing Account, you will not pay any monthly fees!
Ends Nov 3, 2026
Account Features
- E-StatementIncluded
- Unlimited TransactionsIncluded
- Unlimited Interac e-TransfersIncluded
Special Offer
Up to $600 cashback
Ends Nov 3, 2026
Terms and conditions
- Unlimited access to electronic transactions and in-branch
- Access to THE EXCHANGE® network ATMs at no extra cost
- 100 personalized cheques per year
- Foreign currency bank draft
- CAD bank drafts included
- Integrated line of credit up to $5,000
- Legal and estate planning assistance
- Special rates for online trading
- Mobile cheque deposit
- Interac® e-Transfers unlimited and free
- One-time rebate of up to $150 plus a $10/month discount on the fixed monthly fee when you take out an eligible National Bank Mastercard® credit card
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*Conditions apply.
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