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Best for: Students

The CIBC Smart™ for Students has no monthly fee, making it risk-free to hold.

No fee
Monthly fee
$0
Regular rate
Promo rate
Transactions

Pros

  • No monthly fee

Cons

  • Capped transactions
Best for: Students

The TD Student chequing account has no monthly fee, making it risk-free to hold. Current offer: Get up to $475 in total value when you open a TD Student Chequing Account, including $150 cash (by completing 2 of 4 eligible activities by January 2, 2027), up to $125 with an eligible TD credit card, and a 4% bonus interest rate for 90 days with an eligible TD Savings Account. Offer valid until November 2, 2026. Conditions apply..

No feeSpecial offer
Monthly fee
$0
Regular rate
Promo rate
Transactions

Pros

  • No monthly fee
  • Free e-statements
  • Current welcome offer

Cons

  • Capped transactions
  • Out-of-network ATM fee ($2)
Best for: Students

The Scotiabank Preferred Package for Students and Youth has no monthly fee, making it risk-free to hold. It offers unlimited transactions. Current offer: Up to $200 welcome bonus.

No feeUnlimited transactionsSpecial offer
Monthly fee
$0
Regular rate
Promo rate
Transactions
Unlimited

Pros

  • No monthly fee
  • Unlimited transactions
  • Free e-statements
  • Current welcome offer

Cons

  • Few premium perks
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